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We compare your profile against 40+ banks and NBFCs, tell you what you actually qualify for, and manage the file to disbursal. Free for you — we are paid by the lender.
Tell us your number — an advisor will call with indicative offers. Free, and no credit check.
We work with 42+ banks and NBFCs
Secured or unsecured, ₹10,000 or ₹25 crore — every product below is arranged through our lending partners with the rate and terms shown up front.
Applying direct means guessing which lender's policy fits you. Forty-two lenders each maintain their own criteria, and none of it is published. We do this every day.
We do not lend, so we have no product to push. Our only interest is placing your file with the lender most likely to approve it on the best terms.
Every offer is presented with the processing fee, prepayment terms and any bundled insurance folded in — because that is what you actually pay.
Documents and property title are verified before your file reaches credit. Unglamorous work, and it is where most avoidable rejections are prevented.
We pre-match your profile so you apply to the two or three lenders you actually qualify for — instead of six, and six hard enquiries on your bureau report.
Our advice, eligibility assessment and documentation support are free to you. We are paid a distribution commission by the lender after disbursal.
If the loan is wrong for you, we tell you and lose the commission. It is the only version of this business worth running.
No jargon, no chasing a call centre, and one advisor who stays with your file from the first call to the money landing.
Amount, tenure and your income profile. Two minutes online, or over the phone if you prefer.
Your profile is run against the underwriting rules of 42 banks and NBFCs, and we shortlist the offers you genuinely qualify for.
Your advisor walks you through the rate, processing fee, prepayment terms and total cost of each offer, side by side.
One document set, pre-verified by us before it reaches the lender. This is the step that prevents most rejections.
We track the file through credit approval to disbursal and update you at every stage.
Most borrowers discover their limit by being rejected. Our checker applies the same criteria our lending partners use, so you know before you apply.
Example result
Eligible
Illustrative only. Your result depends on the figures you enter and is not a sanction.
Drag the sliders to see your instalment, the total interest, and how much of your repayment is interest rather than principal.
Monthly EMI
₹21,494
for 60 months at 10.5% p.a.
Including the times we advised against the loan and lost the commission.
“Two banks had already declined my personal loan and I had no idea why. Finoxa pulled my bureau report, found a closed car loan still showing as active, and got it corrected. Sanctioned at 11.2% three weeks later. Nobody else bothered to look.”
“I wanted a ₹40 lakh term loan for working capital. My advisor talked me out of it and into an overdraft facility instead. In the first year I paid interest on an average drawn balance of ₹18 lakh rather than the full ₹40 lakh. That advice was worth several lakhs.”
“They found a break in the chain of title on the flat we had almost booked — an inherited share never formally partitioned. We walked away and bought elsewhere. That single check saved us from a purchase no bank would have funded.”
“I do this for a living and I still used them for my own loan against property. They had the valuation expectation right to within 4%, which meant no last-minute LTV shortfall. Closed in eleven working days.”
“My daughter had an offer from a university in Melbourne and a visa appointment in five weeks. They warned us the sanction letter had to exist before the interview and worked backwards from that date. It arrived with nine days to spare.”
Practical, jargon-free explainers on EMI mathematics, credit scoring, tax deductions and lender policy.
If your question is not here, call us — a real advisor will answer it.
No credit bureau pull, no obligation, no fee. Just a straight answer on what is available to you.
No credit bureau pull · No obligation · No fee — we are paid by the lender